:root{--navy:#12324a;--dark:#0b2538;--blue:#eaf3f8;--coral:#ed5a4e;--ink:#14232e;--muted:#5e6d77;--line:#dbe5ea;--white:#fff}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font:16px/1.7 Manrope,Arial,sans-serif;color:var(--ink);background:#fbfcfd}a{color:inherit;text-decoration:none}.wrap{width:min(1080px,calc(100% - 40px));margin:auto}.top{background:var(--dark);color:#dce8ef;font-size:.84rem}.top .wrap{display:flex;justify-content:space-between;padding:8px 0}.header{background:rgba(255,255,255,.96);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:10}.nav{height:78px;display:flex;align-items:center;justify-content:space-between}.logo{width:132px;height:auto;display:block}.links{display:flex;align-items:center;gap:25px;font-weight:700;font-size:.9rem}.links a:hover{color:var(--coral)}.button{display:inline-flex;align-items:center;justify-content:center;background:var(--coral);color:#fff!important;border-radius:10px;padding:12px 19px;font-weight:800}.menu{display:none;border:0;background:none;font-size:1.5rem}.hero{padding:72px 0;background:linear-gradient(135deg,var(--blue),#fff)}.crumbs{font-size:.84rem;color:var(--muted);margin-bottom:18px}.crumbs a{color:var(--navy);font-weight:700}.hero h1{font-size:clamp(2.4rem,5vw,4.4rem);line-height:1.06;letter-spacing:-.05em;color:var(--navy);max-width:850px;margin:0 0 22px}.lead{font-size:1.12rem;color:var(--muted);max-width:760px}.hero .button{margin-top:16px}.content{padding:74px 0}.grid{display:grid;grid-template-columns:1.35fr .65fr;gap:65px}.copy h2{font-size:clamp(1.75rem,3vw,2.6rem);line-height:1.15;color:var(--navy);letter-spacing:-.035em;margin:50px 0 18px}.copy h2:first-child{margin-top:0}.copy h3{color:var(--navy);margin-top:28px}.copy p,.copy li{color:var(--muted)}.checklist{list-style:none;padding:0;display:grid;grid-template-columns:1fr 1fr;gap:10px}.checklist li{background:var(--blue);border-radius:10px;padding:13px 15px}.checklist li:before{content:"✓";color:var(--coral);font-weight:900;margin-right:9px}.aside{background:var(--navy);color:#fff;border-radius:20px;padding:30px;height:max-content;position:sticky;top:108px}.aside h2{font-size:1.5rem;line-height:1.25}.aside p{color:#c6d6de}.aside .button{width:100%;background:#fff;color:var(--navy)!important;margin-top:8px}.faq{margin-top:30px;border-top:1px solid var(--line)}details{border-bottom:1px solid var(--line);padding:18px 0}summary{cursor:pointer;font-weight:800;color:var(--navy)}details p{margin:10px 0 0}.other{background:var(--blue);padding:64px 0}.other h2{color:var(--navy);font-size:2rem}.other-links{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}.other-links a{background:#fff;border:1px solid var(--line);padding:20px;border-radius:12px;font-weight:800;color:var(--navy)}.other-links a:hover{border-color:var(--coral)}footer{background:var(--dark);color:#c8d7df;padding:45px 0 24px}.foot{display:flex;justify-content:space-between;gap:35px}.foot strong{color:#fff}.legal{border-top:1px solid rgba(255,255,255,.12);margin-top:28px;padding-top:20px;font-size:.78rem;display:flex;justify-content:space-between}.article{max-width:820px}.article h1{font-size:clamp(2.3rem,5vw,4rem);line-height:1.08;color:var(--navy);letter-spacing:-.04em}.article h2{color:var(--navy);margin-top:40px}.article p,.article li{color:var(--muted)}@media(max-width:800px){.links{display:none;position:absolute;top:78px;left:0;right:0;background:#fff;padding:22px;flex-direction:column;align-items:flex-start}.links.open{display:flex}.menu{display:block}.grid{grid-template-columns:1fr}.aside{position:static}.checklist,.other-links{grid-template-columns:1fr}.foot,.legal{display:block}.legal span{display:block;margin-top:8px}.top .wrap span:last-child{display:none}.hero{padding:50px 0}.content{padding:55px 0}}